If you are a marijuana smoker and curious or concerned how revealing it might affect your ability to purchase life insurance or the affect on your rates, these FAQs can provide answers to many of the questions you’re likely to have. Although marijuana smoking remains illegal under federal law, more than 50 percent of states.. More

Although the recreational use of Marijuana has continued in popularity, especially in states that have legalized it, life insurance companies have typically denied or rated applicants that disclose any marijuana use on the application. For applicants who omit marijuana use on the application and then submit to a blood and urine specimen, if the test.. More

There are many misconceptions regarding the use of marijuana and whether marijuana users can get life insurance. In most cases, you can attribute these misconceptions to the fact that marijuana is still considered illegal under federal law. The bottom line for marijuana users is that no matter where you live and whether your state has.. More

Certainly, most Americans are aware that marijuana use in some form has been legalized in over 50 percent of U.S. states. Most of these states have approved medical marijuana but many have approved recreational use as well. The times are changing, and with these changes, life insurers are looking at consumer behaviors in a little.. More

Now that more and more states have legalized the medical use of marijuana, consumers are asking why is it a risk for life insurance companies. Now, over 50 percent of the states have found it useful to legalize marijuana for medical purposes. Additionally, seven states and the District of Columbia have legalized marijuana for recreational.. More

Not that long ago, if you answered yes to any medical marijuana question on a life insurance application, your policy would have been summarily declined. Now, things have dramatically changed. Over 50 percent of the states have legalized marijuana is some form so insurance carriers are taking a more liberal view on the subject. While.. More

If you use marijuana, whether recreationally or medicinally, you’re likely to have questions about your need for life insurance to protect your surviving loved ones. There are methods you can implement to make certain you get the lowest rate possible and make the purchasing process as easy as possible. Read on for the most important.. More

Although more than 50 percent of states have taken a more liberal view on marijuana use and as a result have legalized marijuana use in some form, not every insurance company is marijuana friendly. Traditionally, life insurance companies are very conservative when it comes to underwriting since rates are always based on the level of.. More

Life insurers that offer the lowest rates are able to do so because they completely underwrite their applicants using a medical exam and drug test. Simply put, the more information an insurer has about you, the better they can determine the risk they are taking and offer you low-cost life insurance. It should be understandable.. More