drug test

Which Drug Test do Life Insurance Companies Use?

If you are looking for the most affordable rates on Life Insurance, you’ll need to apply with a life insurer who will fully underwrite your application. When an insurer is allowed to fully underwrite the applicant, they will get a crystal clear picture of the risk they are accepting and therefore offer rates that adequately…
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life insurance quotes

Life Insurance Quotes from American National Life | ANICO

Founded in 1905, American National Insurance Company (ANICO) provides an assortment of financial solutions consisting of life insurance, annuities, accident and health insurance, and a variety of pension plan products. The company also offers a variety of property and casualty products for the commercial business industry. This well-known insurance company offers its products in all…
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life insurance quotes

Life Insurance Quotes from Transamerica for Marijuana Users

As part of our series on “marijuana friendly” life insurance companies, we are pleased to discuss Transamerica Life Insurance Company. Like the other companies in this series, Transamerica does take a somewhat liberal approach to life insurance underwriting when it concerns marijuana use. Read on to learn about life insurance quotes from Transamerica. An Interesting…
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life insurance quotes

Life Insurance Quotes for Marijuana Users from Prudential

Prudential Financial, Inc. has been in the financial services business and has been serving customers for almost 140 years. This organization provides financial solutions for both individual and institutional clients by helping them grow and protect their wealth. Presently, Prudential is regarded as one of the largest financial services organizations in the world, as it…
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Life Insurance Quotes for Marijuana Users from American General

American General Life Insurance is among the leading life insurers and financial services firms in the U.S. The company anchors the U.S. life insurance operations of American International Group, under the AIG Life and Retirement umbrella. While currently serving over 13 million policyholders, American General offers clients a wide array of products to help establish…
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life insurance quotes

Life Insurance Quotes for Marijuana Users from Lincoln National Life

Founded in 1905 and currently headquartered in Radnor, Pennsylvania, Lincoln National Life Insurance Company is a Fortune 500 company which is publicly held and traded on the NYSE under the symbol LNC. The company’s business operations are currently divided into four market segments which are life insurance, retirement plan services, annuities, and group insurance plans.…
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MetLife term life insurance

MetLife Term Life Insurance for Marijuana Users

If you’re searching for the very best life insurance companies in the business, it’s crucial that you do some research. There are hundreds of insurance companies to choose from, and most of them are going to consider your application differently. One of the most useful methods to compare all of the various insurance companies is…
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affordable life insurance

Get Affordable Life Insurance for Medical or Recreation Marijuana Use

If you are using medical marijuana or use it for recreational purposes, it’s not that difficult to qualify for affordable life insurance. The trick for getting the best rates is to work with an independent agent who can shop your application with multiple insurance carriers, especially those that are considered “marijuana friendly.” There are skilled…
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medical information bureau

Are all my Medical Records in the Medical Information Bureau?

Anytime someone applies for life insurance; they go through an underwriting process. For traditional life insurance products like Term and Universal Life insurance, the applicant sometimes must undergo an insurance medical exam and a blood and urine analysis. However, when you apply for life insurance and the application calls for no medical exam or blood and…
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